Buying and Selling a Home in Stillwater Township, NJ

Stillwater Township at a glance

Stillwater Township is home to Swartswood State Park, established in 1914 and described as New Jersey's first state park, with Swartswood Lake at its center. Paulins Kill Lake was created in the 1920s by damming the Paulins Kill. Other lakes include Fairview Lake, Catfish Pond and Lake Kathryn, and Crandon Lakes is shared with Hampton. County Route 521 is the main road; no interstate, U.S. or state highways cross the township.

What the housing is like in Stillwater Township

• Lake homes on Swartswood Lake, Paulins Kill Lake, Fairview Lake and Crandon Lakes.
• Rural single-family homes on wells and septic.
• Farms and acreage in the valley.

What buyers should check in Stillwater Township

1. Lake association rules. Each lake community has its own documents, dues and access rules.
2. Wells and septic. Plan for the required well test and a septic inspection.
3. Commuting. With no state highways in town, check your real drive to Route 206, Route 15 or I-80.
4. Property taxes. Look at the actual tax bill for the house, not an average, and compare Stillwater Township's rate using the state's municipal tax data.
5. Town certificates. New Jersey requires a smoke alarm, carbon monoxide alarm and fire extinguisher certificate at a change of occupancy; ask the town about any added resale inspections.

Selling a home in Stillwater Township

Stillwater's lakes draw year-round and seasonal buyers. Lake access, system condition and winter usability drive value.

Want to know what homes like yours in Stillwater Township have actually sold for? Get a free home valuation, or search homes for sale if you're buying.

A note on fair housing

I describe homes, land and places — not who lives where. For school information, I point you to official sources so you can decide for yourself.